Evaluation of performance of Indian Banks by using CAMEL AND G R A Techniques.

Abstract

In the paper an attempt was made to study the performance of Indian Banks with the help of CAMEL(C-Capital Adequacy, A- Asset Quality, M- Management Quality, E-Earnings, L-Liquidity i.e. CAMEL) rating system, over the period of five years from (2011 to 2015) and then evaluated out the efficiency of banks with the help of GRA (Grey Relation Analysis) technique there by gaining confidence from investors and ranking them accordingly. The paper studied the influence of the degree of every performance factors through grey relational analysis and there by ranked the performance of every bank. The result thus obtained is compared with that of the Ranks obtained by CAMEL method. The research finding suggests that some banks are in advantage situation and thereby hinting at the possibility of further improvisation. Banks show marked consistency in their efficiency level during the period under study